Tuesday, January 30, 2007

Is T1 Right for your Business?

The t1 line is a digital transmission service that can be used for carrying voice and/or data. A T1 connection is sometimes referred to as a "dedicated service" as the service is delivered to and from the customer premise from the CO (Central Office) without combining it with other traffic. A T1 connection is established by providing a "loop" or wire from the users premises to the CO where the service provider has equipment. Part of the cost of a T1 is the "loop charge" or the monthly rental fee for the wire that is rented from the local phone company. Once the connection reaches the CO it can access the carriers network and reach any destination.

T-1 provides high speed, point-to-point digital transmission line (up to 1.544 Mbps). This can be used as a single high-speed data channel or it can be split into 24 channels and allocated to either voice or data applications. It is widely deployed and readily available in most regions and although the service is not diminished by distance from the CO, the price is sensitive to distance. This is due to the rental of the loop from the LEC (Local Exchange Carrier). T1 is currently the most common way that large companies connect their LAN to the rest of the world.

Are you ready for T1 service? You may be ready if you have critcal services that need a reliable connection to the internet. If you run ASP services, host e-mail servers or web servers, have over 20 people accessing the internet or use video on demand you should consider T1 access. While it is more expensive that DSL, T1 access is made to support the above applications.

While many people predicted the end of price erosion for a T1 internet connection it continues to fall. Service providers are up against stiffer competition and are desperate for new customers to fill their pipes and turn a profit. Are you ready to negotiate for a rock bottom price? Before you do, consider a few of the reasons for the drop in price on T1 bandwidth.

T1 bandwidth pricing has come down as companies have gone out of business and the remaining large number of telecommunications companies have begun fighting for a place in an ever smaller market. While many service providers did have room to lose margin, many have come dangerously close to the edge of selling circuits at a loss and many have gone beyond this point. It seems that in the race to the bottom many providers failed to learn the lesson that selling at a loss does not create a long lasting and healthy company no matter how many circuits or widgets you sell. Many companies selling at a loss have already been in bankruptcy and look like they will repeat this exercise as they did not learn from their first go around. So, solvency of the T1 internet service provider should be a consideration when looking at great bargains.

Personal Injury Litigation Financing

Human beings are prone to injury of some kind or other. These may be mental or physical injuries. When a person’s action injures the individual and family mentally or physically, it is called Personal Injury. The individual can file a case against the person who has been the cause of his or her Personal Injury.

For instance, in a car accident an individual is left paralyzed for a lifetime. It affects him and his family severely. Though they cannot get him back a healthy, functional body, they can file litigation charges for recovery of the damages done to the victim mentally, physically and emotionally. As it is not easy to go alone in the proceedings, they seek the help of an attorney who is experienced in that particular Personal Injury cases.

For instance, to handle the case of car accident, one approaches an attorney who works on such cases. The attorney studies and analyzes the Personal Injury story, works out the possible settlement amounts and builds a case accordingly. He or she negotiates and helps the victim to get the right pre-settlement charges from a Litigation Financing company.

The company evaluates the case and issues funds to meet the expenses of the individual. These are advances or investments that the injured person procures to fight litigation. If the case is in favor of the Personal Injury victim, the company recovers its funds from a share of the settlement, as fixed earlier through signed documents. The attorney too gets a certain percentage, or contingent fees. But in case the amount is very small or the injured person does not get compensated, the company and attorney do not get their dues. Normally, the person who caused the injury, through his or her Litigation Financing company, settles the losses to the victim.